In the past two years, our world experienced a pandemic that altered the way we operate in everyday life. Today, a significant part of the workforce worldwide still works remotely, and many businesses in China and elsewhere have welcomed a hybrid work environment and hired employees from countries across the world. It has made remote ID verification an essential requirement for most organizations.
Today, remote identity verification has many uses, such as account opening, hotel and airport check-ins, immigration assessments, employee registrations, security checks, voter registrations, and more. As more sensitive transactions move to the online realm, remote identity verification becomes more vital. Ensuring smooth remote ID verification will protect you from fraud.
So, without ado, let’s look at remote ID verification ways:
Remote Multi-Factor Authentication of Identity
Multi-factor authentication is an integrated verification process that ensures that businesses with strict regulations, such as KYC (Know Your Customer), can freely conduct business with their clients. MFA involves multiple steps or ways to collect evidence of identity. The MFA methods available today involve various critical steps that offer exceptional protection and comprehensive ID verification.
Here are the steps involved in remote multi-factor authentication of identity:
ID Scan
The first step is to scan the ID through an easy-to-integrate software development kit, which will enable real-time data extraction with utmost precision. Considering that identification data is sensitive, the scanning is done offline and locally on mobile devices. To ensure the best level of security, the client will decide how to handle the sensitive identity information. This authentication process can help businesses identify clients and employees with IDs of all countries, including Chinese ID.
Liveness Detection
It’s another excellent way for you to ensure that your app or service user is an actual person. There are many software solutions available that offer various face movement recognition features. You can use one of them in your remote ID verification process. It will ask the user to point their phone camera toward their face and record the movement of their eyes and lips so that the software can match their blinking and smiling.
Facial Recognition with Biometrics Integration
The last way to authenticate a person’s identification remotely is through facial comparison or face match. You can use software to compare the photo on the extracted ID document to the user’s real-life photo. Many intelligent facial ID recognition solutions combine biometrics with machine learning and artificial intelligence to provide accurate user identification.
Many naysayers believe that software cannot detect the difference between twins since the likeness between identical twins is too high for online identity recognition solutions to tell them apart. However, this issue also arises in live identity verification since even people sitting behind the counter will have difficulty telling identical twins apart. So, isn’t the risk equal in both remote and live identity verification in such cases? It surely is.
The Bottom Line
The process described above hardly takes a few seconds and eliminates the need to manually enter required data. But it is evident that a comprehensive KYC process cannot be completed with the aforementioned methods. There need to be other regulatory compliances and checks in place. It is why these solutions typically come in the form of APIs and SDKs that you can integrate into your app. They provide the user with a simplified authentication process that does not take much time and can be done anywhere. Meanwhile, they offer you the opportunity to enter the world of secure remote ID verification.
